Toronto Real Estate: Asking Price vs. Selling Price

February 15, 2017 Jelani Smith 0

2017 is off to a strong start for the Toronto Real Estate market, with average prices rising 22.3% year over year, according to a recent Toronto Real Estate Board report. The average home in Toronto costs $770,745. In such a heated market, bidding wars are becoming more common. Over the past year, sales have increased 11.8%, while new listings and […]

How to Improve Your Credit Score

February 3, 2017 Jelani Smith 0

Photo by CafeCredit under CC 2.0 Credit scores play a huge role in your personal finances. Having a good credit score can help you qualify for a mortgage, car loans, credit cards, and for certain jobs (yes, many corporations do check your credit scores during the application process). According to a 2012 study from SHRM, 47% of US companies conduct credit […]

Forex Trading Basics

January 20, 2017 Jelani Smith 1

Forex Trading is a market that exceeds $5 trillion a day in volume, making it the largest market in the world. Forex is short for ‘foreign exchange’ – this market is open 24/7 – with multiple participants at various locations throughout the world. Currencies play a huge role in the local and international economy. Currency exchange plays a huge role […]

Your Guide to Understanding Condo Fees

January 13, 2017 Penelope Graham 0

By: Penelope Graham, Zoocasa Let’s say you’re looking to purchase a condo close to the downtown core. You’ve combed Toronto real estate listings and have found what looks to be the perfect unit: it has slick amenities, a great location, and the price seems to be right. But then you realize you’ll also need to pay $500 per month in […]

Are Credit Cards Worth the Annual Fee?

January 10, 2017 Ratehub 0

By Credit cards come in all different shapes and sizes. From cash-back to travel rewards, there’s a card with the rewards to suit every need. Regardless of the rewards offered, credit cards generally fall into two categories: cards with no annual fee, and cards with an annual fee. Choosing a card that best aligns with your spending habits is […]

Key Takeaways From the Sell

January 4, 2017 Umang Bengali 0

If you believe that you will never have anything to do with Sales, you are making one of the biggest mistakes of your life! In today’s world, we’re constantly selling ourselves in some form or another. For instance, when you’re on a date strategically wooing a potential mate, or when you’re negotiating a salary increase with your boss, you’re tactically […]

The 5 Important RRSP Rules

January 1, 2017 Jelani Smith 0

  January to the end of February is known as the ‘RRSP’ season. There is always a huge rush to make RRSP (Registered Retirement Savings Plan) contributions, especially on the last day. In 2013 alone, Canadians contributed 37.4 billion to their RRSP, according to Statistics Canada (CBC). Regardless of what time of the year it is, you should always keep […]

Commercial Real Estate Giant, SmartREIT Enters Residential Market

December 22, 2016 Jelani Smith 0

Canadian Real Estate was certainly one of the hottest topics in 2016, especially the Toronto and Vancouver area homes – home to hyper accelerating detached home prices. In August, British Columbia introduced a 15% tax for foreign buyers – drying up the demand for Vancouver real estate, leading to a 20% decline in November home sales, year over year. In […]

Do Torontonians Need to Adjust Their Real Estate Expectations?

December 9, 2016 Penelope Graham 0

By: Penelope Graham, Zoocasa Looking to make the leap from downtown renter to property owner? Those getting into the housing market for the first time often face the stark reality that their hard-saved dollars won’t go as far as they’d like in Toronto real estate. For those who wish to dwell within city limits, that means changing their homeownership expectations. […]