Cash Back vs. Travel Rewards: Choosing the Best Credit Card for You

March 21, 2017 Ratehub 0

By When it comes to maximizing your spending, you can’t go wrong with a rewards credit card. There are two main types of rewards credit cards: cash-back credit cards and travel rewards credit cards. Both help you get the most bang for your buck, but each works best in different situations. The best travel rewards credit cards accumulate points […]

How to Improve Your Credit Score

February 3, 2017 Jelani Smith 0

Photo by CafeCredit under CC 2.0 Credit scores play a huge role in your personal finances. Having a good credit score can help you qualify for a mortgage, car loans, credit cards, and for certain jobs (yes, many corporations do check your credit scores during the application process). According to a 2012 study from SHRM, 47% of US companies conduct credit […]

Are Credit Cards Worth the Annual Fee?

January 10, 2017 Ratehub 0

By Credit cards come in all different shapes and sizes. From cash-back to travel rewards, there’s a card with the rewards to suit every need. Regardless of the rewards offered, credit cards generally fall into two categories: cards with no annual fee, and cards with an annual fee. Choosing a card that best aligns with your spending habits is […]

Credit Card Terms Glossary

November 28, 2016 Jelani Smith 0

There is a ‘credit card lingo’ as seen on your credit card statement. Credit card terms are understandable, although some credit card terms may seem tricky to understand at the first glance. Below is a glossary of the most common credit card terms. Understanding the different terminology that appears on your credit card statement will make managing your personal finances […]

The Dangers of Credit Cards

September 20, 2016 Mariam Walaa 0

Before we start looking into the dangers of using credit cards, let’s define what credit cards are and why they are used. In a nutshell, the term “credit” refers to something of value that is borrowed by someone who is expected to return it in the future. In the case of credit cards, “credit” is borrowed money. The ability to […]

5 Ways to Maximize Credit Card Rewards

September 14, 2016 Ratehub 0

Credit cards offer a number of benefits when used responsibly. Not only can they help you with your day-to-day expenses and build your credit history, a rewards credit card can provide a number of perks that can help you with major purchases, savings goals, or travel. But how do you ensure you’re getting the most out of your rewards credit […]

Top Credit Cards for Students

September 1, 2016 Jelani Smith 0

Contrary to popular belief, students should have credit cards. In general, having a good credit score helps you finance your first home, first car, and so on. Low credit scores would make life harder – you either wouldn’t get approved, or end up paying such high interest rates (which would affect your personal finances). Students are a huge target for […]

5 Things You Need to Know About Credit Cards

July 14, 2016 Jelani Smith 0

When used effectively, credit cards are great tool for you to track your spending, and receive rewards while doing so. There are some millennials who are completely against credit cards, simply because they had a bad experience with them, or they do not trust themselves with a plastic card, allowing you to spend beyond your limits. According to a 2014 […]

What Can a Hacker Do To Your Bank Accounts and Credit Score?

June 19, 2016 Cassie 185

If you’d asked me ten years ago if I thought a hacker was more dangerous than a mugger, I’d have probably said no. But hackers are no joke; special thanks to for giving me the chance to talk about this very real problem. When you finish and if you’re looking for ways to save money, check out their “Millennial […]