Self Employed? Here’s How to Qualify for a Mortgage

May 5, 2019 Ratehub 0

By Jordan Lavin, for Ratehub.ca More and more Canadians are taking on some form of self-employment. The side hustle is more popular than ever among millennials, with more people than ever making some money on the side in addition to their regular full-time job. And more than 1.5-million Canadians are fully self-employed, running their own businesses and working for themselves. […]

Forget winter, the thaw is coming

March 5, 2019 Ratehub 0

Fresh fallen snow is beautiful and fun to play in, but it soon leads to heavy shovelling, icy roads, and eventually, spring’s thaw. The melt exposes flaws in our home’s construction that we promised ourselves we’d fix before the bitter cold gave us an excuse to wait until summer. The problem though is the speed at which it can wreak […]

Credit Cards Canadians Should Watch for in 2019

January 31, 2019 Ratehub 0

It’s a New Year and having the right credit card in your wallet can help your budget in a big way in 2019. While at first it may seem odd (and almost counterintuitive) to think that a credit card could help you with your budget, but here’s what it comes down to: picking the right credit card based on your […]

Credit Card Side-Perks That You Didn’t Know You Had

November 23, 2018 Ratehub 0

The list of benefits offered by a rewards credit card doesn’t start and end with the ability to earn cash back or travel points. Most also offer a suite of ancillary benefits that deliver considerable value – at no extra cost. From rental car and travel medical insurance to airport lounge access and more, we breakdown some of the lesser-known […]

How Business Owners Can Use Credit Cards to Turn Company Expenses Into Perks

September 21, 2018 Ratehub 0

Aside from offering a straightforward way to increase the size of a company’s proverbial wallet and ability to navigate through times of uneven cash flow, a dedicated business credit card can help entrepreneurs, business owners and freelancers alike rack up lucrative rewards. The best business credit cards offer the ability to accumulate points or cash back on every dollar spent […]

Is it Worth Collecting Reward Points?

February 22, 2018 Ratehub 0

By Ratehub.ca We can all agree that Canadians love their reward credit cards. From travel rewards to cash-back, it’s never been easier to earn something back by charging your everyday purchases to your credit cards. However, over the years, many of the best credit cards in Canada have changed. Some of the programs have been devalued while some cards have […]

3 Types of Credit Cards to Consider in 2018

January 28, 2018 Ratehub 0

By Ratehub.ca The new year is a great opportunity to take stock of your financial situation. When it comes to credit cards, are you getting the best value out of your everyday spending? Every year, Ratehub.ca rounds up the best credit cards in Canada to help Canadians find the one best suited to their spending habits and lifestyle. If you’re […]

RRSPs vs. TFSAs: The Differences

November 26, 2017 Ratehub 0

By Ratehub.ca Over the decades, Ottawa has introduced various incentives to help Canadians save for their retirement: RRSPs and TFSAs. That’s in addition to the Canada Pension Plan and whatever employer options a person might have. The most popular registered savings account is the TFSA. According to Statistics Canada, 40.4% of Canadian households contributed to a TFSA in 2015 (the […]

What Mobile Payment Options Are Available to Canadians?

November 10, 2017 Ratehub 0

By Ratehub.ca Mobile payments in Canada is still relatively new, but things have started to pick up as of late. According to a recent study from Moneris, a Canadian credit card payment processor, there was a 36% increase in use of contactless payments in Canada compared to last year. The study also found that Canadians are spending more with a […]